Prayogi, Gusti Dian, et al. “Digitalization of Savings and Loans to Improve Financial Management of PKK Candi Lontar, Sambikerep Surabaya”. Jurnal Abmas Negeri (JAGRI), vol. 6, no. 2, Dec. 2025, pp. 356-64, doi:10.36590/jagri.v6i2.1760.